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Auto Loans

Memphis City Employees Credit Union makes it easy to purchase a new car or refinance your existing car. With competitive rates and flexible payment options, we can tailor your loan to meet your individual needs.

Get The Rate. Get The Buying Power.

We know that making sure you get the best deal when buying a car is important to you. With the help of our Auto Loan program, you can secure your auto financing needs before you even start shopping. Whether you are buying a new or used vehicle, refinancing or purchasing a lease buyout, our Loan program can meet your needs.

Our Auto Loan program offers:

  1. Competitive low Fixed Rates
  2. Extended Repayment Terms
  3. 100% Financing on both new and used autos
  4. Dedicated Member Service Representatives

We Make It Simple

Step 1: Get pre-approved
Step 2: Select your vehicle
Step 3: Contact your loan counselor/specialist
Step 4: Drive away happy!

Apply online or call our Express Loan Line at 901.321.1200 today!

Whether you're applying for a new loan or refinancing an existing loan from another bank we offer great low rates and flexible payment options.
Online Application - Apply here
  • It's fast, free and simple - you're not committed to anything unless you accept our offer.
  • Lock your rate - once you submit your application your rate is locked for 30 days.
  • Convenient - apply from the comfort of your own home 24-Hours a day 7 days a week.
Application Process
  • Submit - complete the application and submit it for processing.
  • Receive a call - one of our loan specialists will contact you.
  • Close - schedule a convenient time and location to close your loan.

CONSENT TO USE ELECTRONIC RECORDS AND SIGNATURES AND OBTAIN CREDIT BUREAU INFORMATION Before continuing with your online application, you must read this notice and indicate your acceptance to its terms as outlined below...

Click here to learn more about a Free Credit Report 

*You must be at least 18 years of age or older to apply for a loan.